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EMI Calculator

Detailed loan repayment planner calculating monthly EMIs, total interest burden, amortization breakdown table, and prepayment savings.

✓ Monthly EMI & Total Interest computation✓ Interactive Principal vs Interest graph✓ Full monthly/annual amortization schedule✓ Prepayment interest & tenure reduction simulator
Quick Presets:
₹
₹50K₹50 Lakh₹1 Crore₹2 Crore
%
5%10%15%20%25%
years
1 years15 Years30 Years
Prepayment Simulator: Extra Monthly Payment
+₹
Monthly EMI
₹24,618
Payable every month
Principal Loan Amount:₹2,500,000
Total Interest Payable:₹1,931,328
Total Amount (P + I):₹4,431,328
Principal: 56%Interest: 44%

Repayment Amortization Schedule

Detailed breakdown of interest vs principal repayment over tenure

YearPrincipal PaidInterest PaidTotal PaymentClosing Balance
2026₹86,230₹209,192₹295,422₹2,413,770
2027₹93,852₹201,570₹295,422₹2,319,918
2028₹102,147₹193,274₹295,422₹2,217,771
2029₹111,176₹184,246₹295,422₹2,106,595
2030₹121,003₹174,419₹295,422₹1,985,591
2031₹131,699₹163,723₹295,422₹1,853,892
2032₹143,340₹152,082₹295,422₹1,710,552
2033₹156,010₹139,412₹295,422₹1,554,542
2034₹169,800₹125,622₹295,422₹1,384,743
2035₹184,808₹110,613₹295,422₹1,199,934
2036₹201,144₹94,278₹295,422₹998,790
2037₹218,923₹76,499₹295,422₹779,867
2038₹238,274₹57,148₹295,422₹541,593
2039₹259,335₹36,087₹295,422₹282,258
2040₹282,258₹13,164₹295,422₹0